Lyndon Masangcay Magsino, Financial Expert and Author of book PISO Master
Most young adults nowadays aspire to achieve financial independence yet do not know how. One of the smartest ways to build long-term wealth and achieve financial security would be through investing.
By investing at an early age, there is time to learn and earn. This is why most of the older generation would advise the younger ones to start investing while they are still young.
However, there are young adults who harbor uncertainties and perceive investing as something challenging. If you’re one of those young adults, then here are a few tips that could help you as you get started in your investment journey.
Investing early allows you to start small and slowly build up your portfolio. There is no need to invest a huge amount, especially if you’re a beginner. Instead, be consistent in investing.
Investing regularly while you’re young enables compounding to work in your favor. Over time, your investments can grow because you will be earning interest, receive dividends, and benefit from the appreciation of share values.
As a young investor, you have all the time to study and learn about the basics of investing. Understanding simple concepts of investments can help you in your investment journey. So take advantage of resources around you such as books, online courses, or even summits.
Learn about what you’re investing in and what you will benefit from it. Educating yourself will help you make better decisions and improve your finances.
There are many opportunities to profit from investing. But, before deciding, consider consulting with experienced investors. So find credible people that you can trust, ask them all the questions that you need to ask, and allow them to mentor you. Their insights, experience, and market knowledge can help you jumpstart your investment journey.
Don’t know where to find one? You can attend this year’s Philippine Property and Investment Exhibition (PPIE) which will be held on May 11-12, 2024, at the Bristol Hotel, Deira, Dubai, and learn more about investments.
Many overseas Filipinos invest with the hope of getting rich quickly but often fail to realize the risks involved. Investing without understanding can be dangerous. However, investing can also be a good way to grow your money over time if done correctly. Before you start investing, it’s important to do your research and understand the risks involved. Remember, knowledge is key when it comes to investing. The more you know, the better your chances of making wise decisions and achieving financial success.
In an exclusive interview with Financial Adviser and Author of the investment guidebook “PISO Master,” Lyndon Magsino, we tackled essential investment insights on making smart investments.
Lyndon Masangcay Magsino, Financial Expert and Author of book PISO Master
Magsino, known for his expertise in wealth creation and passive income strategies, emphasized the significance of due diligence in making informed investment decisions.
“Before diving into any investment opportunity, it’s crucial to conduct due diligence,” said Magsino. “Understanding the intricacies of due diligence can safeguard your hard-earned money and pave the way for long-term financial success.”
But what exactly is due diligence?
Understanding due diligence: The key to smart investments
Due diligence refers to the comprehensive assessment and investigation carried out by investors before committing to any financial venture. It involves scrutinizing various aspects of an investment opportunity to mitigate risks and maximize returns.
Here are the key components of due diligence as highlighted by Magsino:
By diligently conducting due diligence, investors can minimize risks, maximize returns, and make informed decisions that align with their financial goals. As Magsino aptly puts it, “Due diligence is not just a process—it’s a mindset that separates successful investors from those who gamble with their money.”
“Investing is not just about making money; it’s about preserving and growing your hard-earned income,” stresses Magsino.
“Remember, knowledge is power,” adds Magsino. By arming yourself with the right information and staying connected through platforms like www.ppie.ae and @ppieuae on social media, you can journey through your investment with confidence.
Mark your calendars for May 11-12, 2024, and head to the Bristol Hotel, Deira, Dubai, for the 10th edition of the largest investment exhibition for Filipinos in the Middle East, the Philippine Property and Investment Exhibition (PPIE). Join industry experts and fellow OFWs to gain invaluable insights into safeguarding your investments.
With diligence and informed decision-making, you can secure your investments and build a prosperous future as an
The biggest, longest-running, and most trusted Philippine Property and Investment Exhibition in the Middle East is back on its 10th year. Mark your calendars as PPIE, organized by New Perspective Media (NPM) Group returns this May 11-12, 2024 at The Bristol Hotel, Dubai.
Throughout the years, PPIE has solidified its legacy in the United Arab Emirates and the wider region, drawing in an impressive crowd and attracting 2,500 ready investors. Now, as we mark this significant milestone, we’re gearing up for an event that is bigger and better.
Overseas Filipinos discuss investments with Hotel 101 at the Philippine Property and Investment Exhibition 2022
The Philippine Property and Investment Exhibition is a highly regarded event that draws in the leading most reputable property developers, banks, insurance companies, government-backed financial and savings institutions, money remittance centers, and service providers.
The Philippine Economic & Investment Summit will kick off the first day of PPIE, providing an opportunity for both investors and those interested in learning about investing in the Philippines to participate. There are many investment options available that come with special offers for those who are interested.
Immerse yourself in a world of opportunity as you explore prime investments, uncover exclusive offers, and forge invaluable connections with industry leaders. Seize the moment and be part of one of the largest and most prestigious property and investment exhibition in the Middle East.
Source: The Filipino Times
Christine Erlanda, Associate Partner of Godwin Austen Johnson, Mary Ann Overa, Associate Manager of Ayala Land International Sales Inc., and Jennifer Marie Alimon, IT Programme Communication Manager of Al Ghurair Investment has brought to light steps on making your move towards investing in the 9th edition of the Philippine Property and Investment Exhibition (PPIE) 2023.
The panel discussion entitled “How I made it Happen: Kung kaya ko mag invest, kaya mo din!” enlightened overseas Filipino workers on real stories of fellow Filipinos who have made a leap in real estate investments.
Erlanda shared that part of her journey is finding good mentors. For her, she invested in herself through financial literacy and learned to build her financial house, retirement plan, and insurances among others.
“Do your own research, invest in yourself through financial literacy, find you mentors as well and also do not be afraid to try investing,” Erlanda said during the panel discussion.
“Marami nagsasabi na ang high-risk naman, pero it’s also risky na hindi ka mag-invest or you don’t do anything with your money so at least try it and find what fits you,” she added.
On the other hand, Overa noted that part of investing is the preparation that comes with it.
“Dapat i-prepare mo sarili mo, kasi itong investing hindi naman ito tipong ‘pag napaso ka iluluwa mo lang, ito it will become a good income of your family as well hindi lang sarili mo,” Overa said.
“Kailangan talaga you have a proper goal and proper timing itself, and then yung communication mo as well with the family,” she added.
Meanwhile, Alimon bared that there is more to investing that inspires other people.
“There’s more to it, more to it in the sense na I’m just starting so there’s more to look forward, not just investing as a person or investing to your future real estate or property, or anything like that,” Alimon said.
“But there’s more to it for other people to be blessed doon sa nagawa mo na “ay kaya niya” parang may pay it forward ka na testimony, and that lasts,” she added.
These powerful women are among the many esteemed speakers in PPIE 2023 who have shared valuable insights and experiences that gave a better understanding of property investments. The grand event was held from May 12 to 13 at the Radisson Blu Hotel, Deira Creek, Dubai. It is the largest and longest-running property and investment exhibition in the Middle East and has gathered thousands of attendees from different emirates with a notable presence of high-level delegates from the Philippines and the UAE.
Influencer Dan Lester Dabon, Philippine Business Council – Dubai & Northern Emirates’ Chairman Edwin Duria, and Financial Coach Jay Tolentino have shared tips on saving and investing for overseas Filipino workers (OFWs) who plan to go home ‘for good’ in the future.
A panel discussion entitled “Changing mindset: Is saving enough para mag ‘for good’?” was tackled by the three speakers during the 9th edition of the Philippine Property and Investment Exhibition (PPIE) 2023 held from May 12 to 13.
The discussion centered on why saving is not enough for you to afford your ‘for good’ plan and why investing makes it faster for you to stay ‘for good’ in the Philippines.
According to Dabon, a healthcare professional in Abu Dhabi, CEO of DLD Consulting in the Philippines, and a father to Danaya, investing includes “high risks” but also come with high rewards.
“Feed yourself. When you reach that moment, you have to plan kasi diba lahat naman tayo nagsasawa,” Dabon shared during the panel discussion.
“The next morning you will realize I’m tired of doing this so what else can I do? So, at the end of the day, it’s about challenging the status quo and you have to believe yourself because if you don’t believe yourself, you will never go far,” he added.
On the other hand, Duria, Chairman of the Philippine Business Council – DNE, noted that OFWs should face their fear of failure and take every opportunity to invest.
“Hindi lang pupwede na malakas yung loob natin para gusto natin na mag negosyo, hindi pupwedeng ganun lang,” Duria said.
“You learn something for free from different platforms, nasa sayo na yun kung papaano mo gagamitin,” he added.
Meanwhile, Tolentino, a Financial Literacy Advocate and an Independent Financial Coach based in Dubai, revealed the different steps in building wealth such as defining your purpose, determining where you are, designing your lifestyle, getting out of debt, building your emergency fund, and having insurance.
“If you’re passive income is enough to help you sustain your day to day then you’re ready to retire,” Tolentino stated.
The recently concluded PPIE 2023 is the largest and longest-running property and investment exhibition in the Middle East and has gathered thousands of attendees from different emirates with a notable presence of high-level delegates from the Philippines and the UAE.
Successful Filipino entrepreneurs revealed the secret to successful businesses during the 9th edition of the Philippine Property and Investment Exhibition (PPIE) 2023, the longest-running event that gathers industry professionals, investors, and prospective buyers to explore the vibrant Philippine property market.
Roberto Capulong, Managing Director of Agemono Express Restaurant, Philip Vasquez, Operations Manager of Kasamar Holdings, Jennifer Segalowitz, Owner of Mukbang Shows Korean BBQ and Seafood, and Chaida Ortil-Das, Owner of Panadero, held a panel discussion entitled “Business Owner’s Masterclass”.
They shared their insights, tips, and success stories as Filipino entrepreneurs and professionals in the UAE.
Capulong, Managing Director of Agemono said that learning these days is very easy and it is one step towards success.
“Know your product…kapag hindi mo siya ginawa it’s just a dream hindi siya mangyayari so you have to take a risk at the same time. Maraming failures and you have to be ready,” Capulong said during the panel discussion.
“Pag-aralan niyo mabuti, be ready, attend seminars, and be on the right person. Lagi lang kayong mag-explore. Napakadali na ngayong mag-aral, manood ka lang ng YouTube makikita mo na lahat so it’s very easy,” he added.
On the other hand, Vasquez, Operations Manager of Kasamar Holdings, noted that studying the market before diving into it is one way to be a good brand.
“Have a full grasp of the market. Do your environmental study. Know how strong your competitors are, know how strong the substitutes are, know how strong your brand is, know how strong your selling proposition,” Vasquez said.
“I think that will make you a good brand or a good player in the market,” he exclaimed.
Meanwhile, Segalowitz, the woman behind the Mukbang Shows Restaurant urged fellow Filipinos to start investing even with a small capital.
“Wag kayong matakot na mag-invest kahit maliit lang na bagay, maliit lang na capital, lumalaki yan depende how you handle your finances. And kapag love mo yung ginagawa mo hindi ibig sabihin pulido na siya, daranas ka lahat ng sacrifice,” Segalowitz said.
“Go on, proceed ka lang kasi you set your goal. Kapag kasi naglagay tayo ng goal na gusto natin i-achieve doon ka mag-focus ‘wag doon sa discouragement,” she added.
For her part, Das, Owner of Panadero, bared that self-assessment is the first step in establishing a business.
“I-assess niyo muna yung sarili niyo kung ano bang gusto ninyong pasukin na business…tapos ano ang target ninyong market,” Das said.
“Mag-iinovate ka rin kung anong product ang gusto mong pasukin. Pag-aralan mo. Kailangan ninyong i-accept din yung failures dahil meron po at meron. And process pa rin po yan, part ng learning po yan for the entrepreneur,” she explained.
Further, Dr. Karen Remo, CEO and Founder of New Perspective Media Group and Chairman of the Philippine Economic & Investment Summit and the PPIE, served as the moderator of the panel discussion.
“Business is not for the faint-hearted but it is very rewarding if you really put your heart into it, a little bit of luck and lots of hard work,” Dr. Remo said.
The recently concluded PPIE 2023 was held from May 12 to 13 at the Radisson Blu Hotel, Deira Creek, Dubai. It is the largest and longest-running property and investment exhibition in the Middle East and has gathered thousands of attendees from different emirates with a notable presence of high-level delegates from the Philippines and the UAE.
Source: The Filipino Times
The 9th edition of the Philippine Property and Investment Exhibition (PPIE), organized by New Perspective Media Group, concluded successfully, drawing in thousands of attendees from different emirates and boasting a notable presence of high-level delegates from the Philippines and the United Arab Emirates.
Among the esteemed dignitaries in attendance were H.E. Benjamin “Benhur” Abalos Jr., Secretary of the Philippine Department of Interior and Local Government (DILG), H.E. Alfonso Ferdinand Ver, Philippine Ambassador to the UAE, Michael Makdah, Director of Market Intelligence at The Private Office of Sheikh Saeed Al Maktoum, and H.E. Awad Mohammed Sheikh Al Murjin, Chairman of Emirates Travellers Festival.
From L to R: Tracey Castillo, Vice President of Sales and Marketing of Rockwell Land; Romina Michelle Domingo, Ownership Solutions Head of RLC Residences; H.E. Ambassador Alfonso Ver, Philippine Ambassador to the UAE; Dr. Karen Remo, CEO & Founder of New Perspective Media Group and Chairman of Philippines Economic & Investment Summit and Philippine Property and Investment Exhibition (PPIE); H.E. Benhur Abalos, Minister of the Philippine Interior and Local Government; H.E. Awad Mohammed Sheikh Al Mujrin
Representing the Philippine delegation were Brig. Gen. Romeo Caramat, Chief of the Criminal Investigation and Detection Group (CIDG), Brig. Gen. Sidney Hernia, Director of the Philippine National Police-Anti Cybercrime Group (ACG), Atty. Don Artes, Acting Chairman of the Metropolitan Manila Development Authority (MMDA), and DILG Undersecretaries Atty. Lord Villanueve and Atty. Margarita “Marge” Gutierrez.
Group photo of the high-level dignitaries, speakers, and community leaders during the opening of the PEIS.
The event showcased a wide range of properties in the Philippines, including house and lot condominiums, industrial lots, commercial spaces, and warehouse facilities. Moreover, it attracted considerable interest from foreign investors seeking opportunities in infrastructure, renewable energy, IT, logistics, manufacturing, banking, franchise ventures, agriculture, stocks, mutual funds, insurance, and real estate investment products (REIP).
Visitors and attendees were treated to engaging presentations, talks, and vital discussions covering various aspects of real estate investment, including workshops on real estate basics, incentive updates, and economic outlooks.
Photo of the exhibition area during the Day 1 of PPIE
Additionally, the two-day event aimed to enhance the financial literacy of overseas Filipino workers (OFWs) and promote Philippine investments to foreign investors. It featured panel discussions, booths, and activities catering to the specific needs and interests of the attendees.
PPIE 2023 received support from Rockwell Land and RLC Residences as gold sponsors, along with Ayala Land as a silver sponsor. The exhibition also welcomed exhibitors such as the Department of Migrant Workers, DTI, BCDA, Megaworld Corp., VHermosa Bright Corp., Philippine Airlines, AQWIRE, and Remata.
Taking place at the Grand Zabeel Ballroom of Radisson Blu Hotel, Deira Creek, Dubai, UAE, PPIE 2023 served as a prime platform for industry professionals, investors, and prospective buyers to explore the dynamic Philippine property market.
Source: The Filipino Times
Three inspirational women in the United Arab Emirates shared their most-valued tips on how one can grow their business in the UAE.
Moderated by Vince Ang, a panel discussion during the PPIE featured experienced titled “BE YOUR OWN BOSS: Ultimate Guide to GROW Your Own Business in the UAE from Choosing Your Business and Legal Steps” featured three Pinay businesswomen who triumphed even amidst the pandemic.
Aisha Madanay, Saloon Owner of Aladdin Group of Saloons shared that valuing her people is what keeps her business growing. This principle, according to Madanay, has helped her bounced back after the lockdown.
She also emphasized the value of having a financial backup or contingency funds to make sure the business keeps running regardless of any unforeseen circumstances.
“Kailangan talaga may financial backup. We should not forget in business na that having financial spare is necessary. We have 20 branches that we needed to close that time (during the pancemid). We have a lot of families waiting for their salary. Hindi namin sila pwedeng pabayaan so we need to give financial support pag mga ganyang sitwasyon,” said Madanay.
She also advised that aspiring business owners should also always “overcome whatever the problem is.”
Dr. Marjorie Nazaret, Principal of Al Alfiah Filipino Private School, relayed that another secret to success is knowing your line of business. Nazaret shared the value seeking for guidance and help from experts of your chosen field.
“I do understand education kaya I know what the Filipino children should get as a parent. Business wise, marami akong kinaing bigas for me to understand what business is all about. Ito yung nagba-balance sa school, sa business. Ang sa akin, makikita ko na though I know how to run a school, need ko to know more about the operations. I know na kailangan ko ng advise, consultation sa mga taong who have been running schools. What’s important for me is the learning that their children are getting. Naniwala ako na as an educational institution, I want to do be able to give the best. Malaking bagay na for me kapag alam kong nagkaroon ng malaking impact for that child to be a better person,” said Nazaret.
Malou Prado, CEO & Owner – MPQ Travel & Tourism LLC shared that her willingness to do what it takes to market her business became a starting point in her business venture.
“Alam kong mahirap maghanap ng trabaho noon. So I did my best. Ginawa ko lahat ng pinag-utos nya, pinatunayan ko na I can bring business to him. Mga visit visa, mga exit, visa changing and ticketing. Na kahit wala akong prior expeience, nagawa ko siyang i-market,” said Prado.
Prado successfully kept her business running and even managed to open a new branch in Manila despite the long travel restrictions. To grow her business, she shifted their offered services and managed to earn more.
“Mas triple pa nga yung income. You just have to adopt kung ano yung demand. Walang flights, pero may repatriation and its in line with my business,” said Prado.
To conclude, Ang said that an aspiring business owner should be diligent in finding the right business which works for them.
“Hindi naman lahat ng successful na tao ngayon, nagstart sa gusto nilang business. You have to try and try again until you find your niche,” said Ang.
Real estate experts compare and contrast the demand of owning properties in booming communities outside of Metro Manila. Contrary to popular belief that real estate is only profitable when bought in Metro Manila, communities in Visayas and Mindanao are increasingly gaining demand with opportunities of becoming tourist rest houses or OFW vacation homes.
In a panel discussion titled “VIZMIN REIMAGINED: Top Emerging Real Estate Communities in Visayas and Mindanao” during the Philippine Property and Investment Exhibition (PPIE), seasoned experts in the real estate industry identified the in-demand real estate communities that are a great starting point for first-time investors.
Facilitated by New Perspective Media Group COO and General Manager, Vince Ang, the discussion featured top individuals from major game player developers in the Philippines including Manny Arbues of Ayala Land, Chiara dela Paz of DoubleDragon Properties Corporation, and Niña Chua of Federal Land.
“All of us have that aspiration pero hindi lahat sa atin kayang bumili ng house and lot or condo unit. Kaya yung mga buyers natin they start with what they can,” said Arbues.
He shared that regardless of location, home buyers have their own purchasing motivations.
“Minsan yun yung cohice nila because its close to their heart. Doon sila lumaki sa area na yun, familiar sila doon, alam nila yung paikot-ikot. So, doon sila bumibili at habang hindi pa sila nakatira doon gusto nila parentahan. Ang kinukuha nila ay RFO, it’s very salesable because its located between an estate of Ayala Land. Malapit sa Ayala, maraming restauraunts. Common ang vision na titirhan ko yan or papaupahan ko as passive income,” said Arbues.
Niña Chua of Federal Land shared that they take pride in thier world-class properry development in Cebu, Marco Polo which is one of the in-demand properties in the area.
“All these projects are near accessible roads and near ongoing and completed Gov’t infrastructure projects which will make it more valuable for you. Because whether it is for dwelling, you will enjoy your everyday living because everything you need is readily available. Schools, hospitals, places of worship, malls,” said Chua.
For her part Chiara dela Paz of DoubleDragon Properties Corporation highlighted several of their residential units which included the in-demand Hotel 101 which allows its residents to use any other Hotel 101 locations which will later on included Japan.
“The Hotel 101 also allows unit owners to have a monthly pay out of their earning,” said dela Paz.
Currently, developments in Cebu, Davao and other parts of Mindanao are also in the pipeline of some of the above-mentioned developers.
OFWs keen on investing in property often has the metric of just how much the property will earn in the long run in mind. That being said, statistics from Greenfield Development Corporation state that the developer has a property value appreciation rate that’s higher compared to the national average.
Greenfield City Sta Rosa Laguna
“Each year statistically in the Philippines we have 7 percent property value appreciation. But basing on our statistics in Greenfield, our minimum is actually at 12 percent. So just imagine you’re investing Php 1 million – the following year ang pera mo na is Php1.120 million na – so that is one thing that you can actually enjoy when investing on real estate,” explained Michael Russel Reyes, Division Head & Vice President for International Sales at Greenfield Development Corporation.
Greenfield District Mandaluyong
He also added that property owners across their developments value the fact that they’re safe throughout their neighborhood with gated communities, 24/7 security, with walkways that are wide, integrated, and well-lighted at night.
“It’s very safe – why? In Greenfield District we have two police stations right beside the property itself. So kung safety ang pag-u-usapan natin, definitely gusto natin yung malapit sa atin ng mga pulis,” said Reyes.
Reyes further explained that their properties also provide convenience in terms of transport and facilities: “For Greenfield District in Mandaluyong, it’s transport-oriented. Katabi lang ito ng Shaw Boulevard (MRT), just 15 minutes away from BGC, Makati, Ortigas, and San Juan. Kumbaga Greenfield District is actually ‘EDSA Central’.”
OFWs interested to invest in a Greenfield Property can talk to Michael at: [email protected]
